Flexible Finance for Renovations, Repairs & Improvements

Ruahine Property Works has partnered with Gilrose Finance to make it easier to get started. With fast approvals and simple application options, talk to us about how you can move forward with your project now and pay it off over time.Whether you're considering a major reno or smaller projects, discuss payment or financing options to help you get the job done sooner. 
We offer finance options for: 

• Home renovations – kitchens, bathrooms, full home upgrades
• Property maintenance and repairs
• Roofing, plumbing and electrical work
• Concrete driveways, paths and outdoor areas
• Decks, fencing and landscaping

By spreading the cost, you can complete your project without delay and avoid compromising on quality.

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Payment or Finance Options​

Flexible Payment Plans Across Manawatū, Tararua & Hawke’s Bay​

Finance Your Next Project with RPW​

Apply for Finance Today* - Talk to the Team

Prior to accepting a quote, if you’re unsure about payment or finance options, contact us - we’re here to help. Our team can guide you through the process and ensure you get the best outcome for your property and budget.

Contact Ruahine Property Works today and take the next step toward your project, or apply on-line directly, with Gilrose Finance. Gilrose Finance has been providing fast, flexible, and trusted consumer finance solutions across New Zealand since 1992, helping customers and retailers with simple application processes, quick approvals, and personalised finance options. Ready to get started? Choose from the options below - or apply for Gilrose Finance.
 

Contact our team to discuss your project and finance options.

📞0800-779-6757  📧 office@rpwl.co.nz

Flexible Payment Plans Across Manawatū, Tararua & Hawke’s Bay​

FAQs

Can I finance my renovation or repair project?

Yes, we offer finance options through Gilrose Finance to help spread the cost of renovations, repairs, and installations.

How long does approval take?

Most applications are processed quickly, allowing you to move forward with your project without long delays.

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What types of projects can be financed?

Finance is available for renovations, maintenance, electrical work, outdoor projects, and more.

Do I apply through RPW?

Applications are completed with the lending service provider securely online - or via our Gilrose Finance link, with support from our team if needed.

FARMLANDS CARD*  

How it works: Ruahine Property Works now accepts the Farmlands Card, giving Farmlands Co-operative members a simple and convenient way to manage project costs.

Why it helps: Ideal for renovations, maintenance, repairs, and rural property improvements, while keeping everything streamlined through your Farmlands account.
  Use your Farmlands Card for approved RPWL services.

• Convenient payment option for rural and lifestyle property owners.
• Trusted workmanship backed by the experienced RPW team.
• A practical way to manage larger projects and ongoing property maintenance.

• Widely accepted in New Zealand, including with service providers like us.
• Helps manage bigger projects without a heavy upfront cost.

AFTERPAY IT in 4*  

How it works: Afterpay lets you split your payments into four equal instalments.

Why it helps: Perfect for smaller repair jobs, quick fixes, or maintenance where you don’t want to pay everything upfront. Please arrange Afterpay with our office prior to accepting a quote, as an additional 5% fee is required.

• On-line payment unavailable. Pay by arrangement via a remote unit or at our offices.
• No interest or hidden fees (as long as payments are made on time).
• Quick approval process, directly online.
• Flexible way to spread the cost of smaller property jobs.

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GEM Visa & Personal Loans*

How it works: Gem offers both a credit card (Gem Visa) with long-term interest-free offers and personal loans for larger projects.

Why it helps: Suitable for significant renovations, building construction, or commercial property work where you need access to more funding.

• Flexible repayment terms and competitive rates.
• Finance available for amounts big enough to cover full property upgrades.
• Personalised options to suit your budget and project size.

Q Mastercard (Q-Card)*

How it works: Q Mastercard provides long-term finance offers and interest-free payment options for purchases.

Why it helps: Ideal for larger renovation or upgrade building projects where spreading costs over several months (or even years) is helpful.

• Access to 12–24 month interest-free deals on eligible purchases.
• Widely accepted in New Zealand, including with service providers like us.
• Helps manage bigger projects without a heavy upfront cost.

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Pay now - Direct Credit with Internet Banking:
 
 

Account Name:     
RPW TRADES GROUP LIMITED
  

Account Number: 
12-3493-0028012-00

Please use you name & invoice number as the reference

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